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Change comes with every stage of life. As we get older, it can feel overwhelming. Acknowledging how physical changes impact our well-being and independence can be tough. Fortunately, there are options to ensure each day feels comfortable and safe. Assisted living communities offer an environment that supports personal independence while providing care services based on individual needs. Here are some things to consider for your next transition.
When to Consider a Transition to Assisted Living:
Reflect on your daily living basics. Are you comfortable living independently? Do you need help with bathing, medication, or other activities? If so, exploring assisted living options may be beneficial.
What is the Difference Between Independent Living and Assisted Living?
Both independent and assisted living are often provided in home-like apartment community settings that support a comfortable, independent lifestyle and enhance quality of life.
Assisted living communities focus on individualized care based on personal needs with more direct resident supervision. Care plans are developed with the resident and their family. Services range from medication assistance and supervision to personal hygiene, night checks, and daily bed-making.
Additionally, these communities offer various social activities and common areas to encourage resident interaction. Other amenities include classes for lifelong learning, field trips, and holiday events. Menus are designed to provide nutritious options based on individual requirements.
Can You Afford to Transition to an Assisted Living Community?
Most private health policies do not cover assisted living costs. If you have long-term care insurance, your policy may cover these costs. Veterans who meet income eligibility and have wartime service may receive benefits through the Veterans Administration’s Aid and Attendance program. Medicare does not cover long-term assisted living costs. Therefore, it is crucial to evaluate your estate budget with a trusted financial advisor.
Consider the following as you evaluate your budget for transitioning to an assisted living community:
- Size of your assisted living apartment. Most communities offer various floor plans. How much space do you need?
- Monthly fees, what is included, and what additional care services do you need? Most communities include the basics—meal plans, home maintenance, utilities, laundry, etc. Make sure other outside costs are part of your budget.
- Finally, how do these costs compare to your monthly expenses for services in your current home?
Next Steps – Explore the Resources Available to You
The decision to move to an assisted living community can be a positive lifestyle change, one that ensures your safety and peace of mind. As you consider this option, talk to friends and family and explore community resources ready to share information and experiences about senior living.